savingsplus logo


savingsplus interface

Savings Plus© is a Core Banking software that manages banking operations for Savings and Credit Co-Operatives (SACCOS), Microfinance (MFIs), Village Banks, Wholesale Microfinance Institutions of any size.

We deploy SAVINGS PLUS in Cloud Computing framework, guaranteeing 24/7 support for Mobile Banking, ATM Banking and Internet Banking.

This enables the SACCO/MFI Management to concentrate on their core responsibility of serving the customers. We also network all your branches and maintain the Network for 10% the ordinary cost of Internet. This offers the following benefits to the SACCO or MFI;

  • Saves 90% of the Monthly Inter-branch Connectivity costs
  • Enhanced Security
  • Enhanced Reliability of Network and Servers
  • Saves Costs of hiring IT Experts to manage Network and servers

Key Features

Savings Management

Manage thousands of savings products (Ordinary Savings, compulsory savings, fixed deposits) and define their attributes such as interest rate, opening balance, minimum balance, maturity period, transactional and monthly ledger fees, etc. Automatic and triggered loan repayments from member’s savings


Manage all accounting operations of a bank including accruing interest and penalties, expenses and incomes. The system provides a multi-currency environment, and has a mechanism to handle batch transaction processing

Shares Management

Ability to purchase shares both by cash and by offseting cash from customer savings account. Ability to transfer shares from one customer to another and sharing of dividends at the end of the period


Ability to track staff details and statutory deductions

Loan Portfolio

Create thousands of loan products and categorize them per industry, interest rates and loan period while accessing ageing reports to manage risk. Automatically manages provisioning for delinquent loans, putting management in control of risk

Customer Relationship Management

Manage all KYC of the different types of customers including individual, institutions, groups and joint accounts.

Internet Banking

Customers can now serve themselves through an online portal. Through an enhanced secure platform, customers can access their statements, loan calculators and submit loan applications

Fixed asset management

The fixed asset registry comes with the ability to manage and track asset acquisition, depreciation, and disposal


SavingsPlus is able to manage multicurrency, with one defined as the default.

Trusted By


Internet and Mobile Banking

Unde minima repellendus facilis commodi tempora non vel facere. Minima et accusantium pariatur dolores dignissimos. Esse magni.

ATM and POS Banking

Unde minima repellendus facilis commodi tempora non vel facere. Minima et accusantium pariatur dolores dignissimos. Esse magni.

Read User Manual